Hey, junkies, I think people aren't really registering, the fact that even the rich people use the same insurance companies that everyone else in California uses. So, even if they pay for better coverage, they're still using the same companies and the cost that those companies are going to be spending on repairing these houses and replacing them. Are going to be passed on to every consumer of that insurance. So, it's going to affect everyone's insurance rates, no matter what. so yeah, you could say oldest person is Rich and so they could just replace their house but at the same time, you know, that's going to raise the cost for everyone else who isn't rich. And not to mention could also Drive insurance companies out more insurance companies, out of California.